The Financial Health Platform For You.

Financial wellness is a journey you shouldn’t have to face alone. That’s why EQL exists. Whether you need coverage from bank fees, financial advice, or cash for life’s unexpected moments, EQL’s got you covered.

Join Now!

How it works

Just with a few clicks you can access your interest-free allowance, insights and credit tools.

Connect for Insights

Simply connect your primary bank account to access transaction insights, learn your spending patterns, track your spending history, and receive money-saving tips.

Save and learn

EQL savings and financial education are categorized and easily accessible. For those moments when you are on the go.

Support When Needed

Whether you need a quick cash advance, access to our interest-free credit products, or to build credit through credit reporting, we are here to help.

Saved the day!

"Thanks so much you saved the day”
- Tiffany

More than a Lending Company!

“EQL feels like more than just a lending company and that’s comforting”
- Randa


“OMG EQL has been joyous to communicate with“
- Tysha

EQL Bundles

You make over 30,000 decisions each day, no need to add thousands more deciding on your finances. EQL Bundles reduces headaches and increases savings by bringing together best-in-class financial partners and solutions to your pocket. EQL Bundles is there with you through life’s moments, helping you save time, money, and stress.

EQL Tools

The path toward credit confidence starts with getting set up with the tools of the trade. EQL equips users with several products for peace of mind and forward-thinking finance. The EQL ecosystem is guided by ‘nudges’ to keep users fully informed, engaged, and prepared for life’s moments. EQL Membership comes with the tools and community you need for credit confidence.

EQL Wireless

Why pay more when you can get more for less. Pair your smartphone subscription with a EQL Wireless phone plan. Our eSIM plans run on the AT&T 5G network.With EQL Wireless Connect:

- Select the fixed or flexible high speed data plan that’s perfect for you
- Access the AT&T 5G nationwide network
- Use unlimited talk and text
- Get free roaming to Canada and Mexico.

Trusted by over 25,000 people
and wallets

Jennifer L.

" I appreciate EQL Finance for helping me when needed. Thank you so much. "

Samuel P.

" I needed to cover a car repair, and you guys helped me out. Thank you! "

Terry C.

" I love the design and simplicity of your App. Thank you for the opportunity to work with EQL Finance! "

Who is EQL?

Financial health shouldn’t be a luxury. On the path to financial wellness, we believe millions of Americans have started on unequal footing and never caught up. EQL Finance aims to make personal and family finances transparent, practical, and accessible. EQL products help families do more with their dollars with tools for credit confidence.

EQL Mission

At EQL, we are committed to democratizing financial wellness through the innovative use of technology, expanded access to financial services, and compassionate care. Our goal is to provide individuals and families from all backgrounds and circumstances with the resources and tools they need to achieve their financial objectives and improve their overall financial health.

Quick guide and FAQs

How to apply and loan borrowing limits
Terms & Late Payments
Why a waitlist & how long is the wait?
What do you do with my data and is my personal data safe?
The future of EQL?

Financial Education at Your Fingertips

Stay updated on the EQL team's latest ideas, news, and product updates.

Read More

Ask any questions you may have!

Whether you have questions about our services, need help with an issue, or just want to provide feedback, our team is here to assist you promptly and efficiently. We value your time and strive to ensure that you have a seamless experience with us.

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